New cars ready for buyers This post is part of a series of insurance blogs on Safeco.com showcasing the expertise of local independent agents and aimed at helping you understand insurance coverage and other important issues. You just bought a new car. What about insurance? We admit that buying […] Click here to view original web page at www.safeco.com
Any insurance agent has a few clients who say, “My business is too small to be sued.” It’s painful for your agent to hear this! They see small businesses deal with lawsuits all day long. The truth is that business size has nothing to do with the likelihood of […] Click here to view original web page at www.linksinsurance.com
Insurance Appraisals Help You Select Coverage for Your Valued Belongings Your Great Aunt Marge has always known how much you admire her antique Turkish rug, so, during an extensive remodel of her home, she gifts it to you. Now you couldn’t imagine your living room without it. So, you pick up the phone and […] Click here to view original web page at www.safeco.com
To Purchase or not to Purchase? There’s great debate over the question of whether or not it’s necessary to purchase rental car insurance when renting a vehicle. The rental car agency might insist that you do, citing legal obligations, while friends or family might tell you it’s unnecessary or […] Click here to view original web page at www.benzinga.com
Your business has a general liability policy, and maybe even additional coverage like professional liability insurance. But there could be gaps in coverage that leave you exposed to risk. Unfortunately, if you haven’t discussed umbrella insurance with your provider, you might not understand how risky your situation is until […] Click here to view original web page at www.linksinsurance.com
Do your employees move boxes? Handle parts and materials? Assemble products? If so, you’re at much higher exposure to a workers compensation claim than other businesses. But even if your workers don’t do these tasks, you still face significant risk of claims from workplace sprains, strains, slips, trips, and […] Click here to view original web page at www.linksinsurance.com
People tend to not understand, or not think about Umbrella Insurance…until they need it…It’s worth a quick read of this post… Umbrella insurance is one of the most-commonly misunderstood types of insurance. Because it’s a bit difficult to understand and surrounded by myths, too many businesses go without it and regret it later. Let’s take a closer look at what umbrella insurance is, and settle some common misconceptions about it. MYTH #1: It’s Basically A Bunch of Insurances Combined. This is the most common misunderstanding about umbrella insurance. It’s not just a mishmash of combined insurance types. It’s actually an…
This line of thinking has been around since car insurance was invented…it’s time to shed light on this topic, and bust this myth for good… Conventional wisdom usually dictates that, all else being equal, women pay less for car insurance premiums than men because they’re inherently safer drivers. To be sure, the National Highway Traffic Safety Administration confirms that male drivers cause 6.1 million accidents annually, while women are at fault in 4.4 million crashes per year. Yet women are actually more likely to pay higher rates than their male counterparts, according to research just completed by the Consumer…
Not Texting is a Start, but There’s More to Safe Driving Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. But although texting is perhaps the most dangerous distraction, there are many others that can impact how you drive, whether you realize it or not. And they can be just as deadly. How deadly? According to the National Highway Traffic Safety Administration and U.S. Department of Transportation, in 2014 more…
As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. But putting them on hold for too long can have disastrous results. As with so many things in life, preventive maintenance can save a lot of future effort and cost in your home, too. We’ve put together the following checklist of cleaning projects that can save you headaches – and money – down the…