Cybersecurity is a growing problem for small business

Top 3 Cybersecurity Threats for Small Businesses

By | Commercial Insurance

Cybersecurity is a threat that keeps getting bigger every year. With the amount of wealth accessible online, and cyber criminals constantly finding new and creative ways to get to it. Consumers now each have an average of 3.2 connected devices. That’s a total of approximately 7 billion devices total (according to techjury.com), which means 7 billion targets for a hackers… Click here for more information about how a cyber liability policy can help protect your business against a cyber attack The world cybersecurity market, all those people committed to protecting us from these cyber threats, is growing. It will likely…

Read More

Dorm insurance can cover the unexpected in college living

By | Insurance, Personal Insurance

Updated 41 minutes ago Video Playback Not Supported Play Video Play Mute Current Time 0:00 / Duration Time 0:00 Loaded: 0% Progress: 0% Stream TypeLIVE Remaining Time -0:00 Playback Rate 1 Chapters Chapters descriptions off, selected Descriptions subtitles off, selected Subtitles captions settings, opens captions settings dialog captions off, […] Click here to view original web page at www.wral.com

Read More
Sofa

Does homeowners’ insurance cover water damage?

By | Homeowner's Insurance, Insurance, Personal Insurance

Water damage is one of the biggest fears of homeowners’ everywhere. Fortunately for them, this kind of property deterioration is also a common claim that standard home insurance policies usually cover. However, there are a few exceptions in which water damage is not part of your insurance agreement. This guide by the experts of Haas Properties will illustrate when the homeowner insurance covers water damage, and when you need to pay for potential repairs out of your own pocket. Water damage covered by the insurance policy   There are several ways in which water can infiltrate your foundation, flood your…

Read More
The Top 5 Workers Comp Claims And How To Avoid Them

The Top 5 Workers Comp Claims And How To Avoid Them

By | Commercial Insurance, Commercial Insurance, Insurance

Do your employees move boxes? Handle parts and materials? Assemble products? If so, you’re at much higher exposure to a workers compensation claim than other businesses. But even if your workers don’t do these tasks, you still face significant risk of claims from workplace sprains, strains, slips, trips, and […] Click here to view original web page at www.linksinsurance.com

Read More
How To Prepare For Your Workers Comp Audit

How To Prepare For Your Workers Comp Audit

By | Commercial Insurance, Commercial Insurance, Insurance

Quick: What’s a workers’ comp audit? If you’re struggling to come up with an answer, you’re not alone. It’s a commonly misunderstood part of the workers comp process, but every year in the U.S. it accounts for millions of dollars in incorrect insurance charges. Let’s take a look at […] Click here to view original web page at www.linksinsurance.com

Read More
BE PROACTIVE: Steps to Preserve and Enhance Your Insurance In Light of the Recent Natural Disasters

BE PROACTIVE: Steps to Preserve and Enhance Your Insurance In Light of the Recent Natural Disasters

By | General Insurance, Insurance, Personal Insurance, Specialty Insurance

Our hearts go out to those families and businesses who have suffered losses due to the recent fires, hurricanes, and other natural disasters. We hope everyone in Sonoma, Napa, Orange County, and nationwide affected by these tragic events are somewhere safe. As someone who lost a house in a […] Click here to view original web page at www.lexology.com

Read More

Four truths about driving

By | Auto Insurance, Auto Insurance, Personal Insurance

Driving is a privilege, not a right. Sometimes we get lax about certain safety precautions and need a reminder of why they exist in the first place. That said, here are 4 truths about driving we should all take to heart: 1. Distracted driving is selfish (and risky). Do you think it’s considerate of other drivers to multitask? Truth is, your inattention could get somebody hurt. Put the phone down and keep eyes on the road. 2. Putting off a repair will cost you more in the end. The longer you let a problem go unintended, no matter how small,…

Read More

Put the phone down (yes, that means you!)

By | Auto Insurance, Auto Insurance, Insurance

Think you can multi-task while driving and it won’t affect your performance? Think again. Brain researchers say it’s a terrible idea, even with a hands-free device. But just how terrible? Researchers say it’s akin to driving while legally drunk. That’s because distracted driving impacts and impairs one’s visual perception, in particularly peripheral sight. That text or phone call can wait. It all goes back to science. We take for granted how much brain power driving requires. When we get behind the wheel we are faced with processing a significant amount of visual information, predicting the actions of other drivers and…

Read More

5 ways to handle road rage

By | Auto Insurance, Auto Insurance, Insurance

With as much time as we Americans spend behind the wheel, it’s no wonder that people get a little testy every now and then. However, annoyance can quickly escalate into anger, i.e. road rage. Road rage is defined as aggressive or violent behavior stemming from a driver’s uncontrolled anger at the actions of another motorist. If you fall victim to someone’s unacceptable behavior, the key is to keep your cool. Here are five ways to take control: 1. Take the high road. If a driver yells or makes an obscene gesture, don’t engage. It’s best not to make eye contact…

Read More