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Does homeowners’ insurance cover water damage?

By | Homeowner's Insurance, Insurance, Personal Insurance

Water damage is one of the biggest fears of homeowners’ everywhere. Fortunately for them, this kind of property deterioration is also a common claim that standard home insurance policies usually cover. However, there are a few exceptions in which water damage is not part of your insurance agreement. This guide by the experts of Haas Properties will illustrate when the homeowner insurance covers water damage, and when you need to pay for potential repairs out of your own pocket. Water damage covered by the insurance policy   There are several ways in which water can infiltrate your foundation, flood your…

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Four truths about driving

By | Auto Insurance, Auto Insurance, Personal Insurance

Driving is a privilege, not a right. Sometimes we get lax about certain safety precautions and need a reminder of why they exist in the first place. That said, here are 4 truths about driving we should all take to heart: 1. Distracted driving is selfish (and risky). Do you think it’s considerate of other drivers to multitask? Truth is, your inattention could get somebody hurt. Put the phone down and keep eyes on the road. 2. Putting off a repair will cost you more in the end. The longer you let a problem go unintended, no matter how small,…

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Put the phone down (yes, that means you!)

By | Auto Insurance, Auto Insurance, Insurance

Think you can multi-task while driving and it won’t affect your performance? Think again. Brain researchers say it’s a terrible idea, even with a hands-free device. But just how terrible? Researchers say it’s akin to driving while legally drunk. That’s because distracted driving impacts and impairs one’s visual perception, in particularly peripheral sight. That text or phone call can wait. It all goes back to science. We take for granted how much brain power driving requires. When we get behind the wheel we are faced with processing a significant amount of visual information, predicting the actions of other drivers and…

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5 ways to handle road rage

By | Auto Insurance, Auto Insurance, Insurance

With as much time as we Americans spend behind the wheel, it’s no wonder that people get a little testy every now and then. However, annoyance can quickly escalate into anger, i.e. road rage. Road rage is defined as aggressive or violent behavior stemming from a driver’s uncontrolled anger at the actions of another motorist. If you fall victim to someone’s unacceptable behavior, the key is to keep your cool. Here are five ways to take control: 1. Take the high road. If a driver yells or makes an obscene gesture, don’t engage. It’s best not to make eye contact…

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