Do I need Rental Car Insurance?

Do I need Rental Car Insurance?

By | Insurance

To Purchase or not to Purchase? There’s great debate over the question of whether or not it’s necessary to purchase rental car insurance when renting a vehicle. The rental car agency might insist that you do, citing legal obligations, while friends or family might tell you it’s unnecessary or […] Click here to view original web page at www.benzinga.com

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What Is Commercial Umbrella Insurance?

What Is Commercial Umbrella Insurance?

By | Insurance

Your business has a general liability policy, and maybe even additional coverage like professional liability insurance. But there could be gaps in coverage that leave you exposed to risk. Unfortunately, if you haven’t discussed umbrella insurance with your provider, you might not understand how risky your situation is until […] Click here to view original web page at www.linksinsurance.com

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The Top 5 Workers Comp Claims And How To Avoid Them

The Top 5 Workers Comp Claims And How To Avoid Them

By | Insurance

Do your employees move boxes? Handle parts and materials? Assemble products? If so, you’re at much higher exposure to a workers compensation claim than other businesses. But even if your workers don’t do these tasks, you still face significant risk of claims from workplace sprains, strains, slips, trips, and […] Click here to view original web page at www.linksinsurance.com

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4 Common Misconceptions About Commercial Umbrella Insurance

4 Common Misconceptions About Commercial Umbrella Insurance

By | Insurance

People tend to not understand, or not think about Umbrella Insurance…until they need it…It’s worth a quick read of this post… Umbrella insurance is one of the most-commonly misunderstood types of insurance. Because it’s a bit difficult to understand and surrounded by myths, too many businesses go without it and regret it later. Let’s take a closer look at what umbrella insurance is, and settle some common misconceptions about it. MYTH #1: It’s Basically A Bunch of Insurances Combined. This is the most common misunderstanding about umbrella insurance. It’s not just a mishmash of combined insurance types. It’s actually an…

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Mythbusting: Why Are Women Paying More Than Men For Car Insurance?

Mythbusting: Why Are Women Paying More Than Men For Car Insurance?

By | Auto Insurance, Insurance

  This line of thinking has been around since car insurance was invented…it’s time to shed light on this topic, and bust this myth for good… Conventional wisdom usually dictates that, all else being equal, women pay less for car insurance premiums than men because they’re inherently safer drivers. To be sure, the National Highway Traffic Safety Administration confirms that male drivers cause 6.1 million accidents annually, while women are at fault in 4.4 million crashes per year. Yet women are actually more likely to pay higher rates than their male counterparts, according to research just completed by the Consumer…

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Avoid Distractions While Driving…That’s More Than Just Texting

By | Auto Insurance, Insurance

Not Texting is a Start, but There’s More to Safe Driving Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. But although texting is perhaps the most dangerous distraction, there are many others that can impact how you drive, whether you realize it or not. And they can be just as deadly. How deadly? According to the National Highway Traffic Safety Administration and U.S. Department of Transportation, in 2014 more…

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Keep Your Home Maintained to Hold Your Property’s Value

By | Homeowner's Insurance, Insurance

As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. But putting them on hold for too long can have disastrous results. As with so many things in life, preventive maintenance can save a lot of future effort and cost in your home, too. We’ve put together the following checklist of cleaning projects that can save you headaches – and money – down the…

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Selecting the Right Insurance Advisor for Your Business

By | General Insurance, Insurance

The insurance industry has seen dramatic changes in the past few decades. Choosing insurance has become a complex task, especially when it comes to ever-evolving issues like employment law, cyber liability, and professional liability. The right insurance advisor makes all the difference. An experienced advisor can explain complicated subjects and provide first-hand examples of situations they’ve seen. Instead of just shrugging your shoulders and taking a shot in the dark, you can pinpoint a perfect policy that fits your company’s needs. SEE ALSO: 5 Questions to Ask Your Insurance Agent About Umbrella Coverage Licensed and Educated A good insurance advisor is fully licensed in their state…

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Should You Replace or Fix a Cracked Windshield?

By | Auto Insurance, Insurance

We’ve all been driving along, minding our own business when a rock the size of a melon comes flying like a targeted asteroid and smacks right into your windshield, leaving a chip or crack in your car’s visor and ruining your day. In reality, that rock probably wasn’t all that big, but driving at speed certainly makes the scene more dramatic. What’s not to be taken lightly is that mark on your windshield. Cracks and chips in your window may not seem like a big deal, but they impact your visibility and are a safety hazard. If you’re left with a serious…

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